Money Exposure
Build a lease liability ledger before headline rent hides the wider cost stack
The product maps recurring, variable, contingent and default payments stated in the document. It highlights control weaknesses and data conflicts without presenting a valuation, tax computation or accounting audit as an automated conclusion.
Exposure
What Vordex reads
Warning trigger
Report field
Headline rent
Amount, commencement, payment frequency, stepped periods, rent-free wording and concession integration.
Amounts or dates conflict; concession wording sits outside the operative payment clause; clawback is broad.
Recurring-cost register and conflict warning.
Rent review
Review dates, market or index formula, assumptions, disregards, caps, collars and dispute machinery.
Upward-only movement, weak limits, one-sided valuation assumptions or incomplete procedure.
Review-mechanism summary, negotiation options and surveyor marker.
Service charge
Recovery heads, apportionment, management fee, reserve fund, capital items, budgets and reconciliation.
Open-ended recovery, no cap, limited accounts, landlord-defect leakage or conclusive certificate wording.
Cost-control matrix and cap, exclusion or information request.
Insurance rent
Premium recovery, broker fees, valuation costs, excesses, uninsured risks and policy information rights.
Costs are broadly recoverable without transparency or risk allocation is disconnected from control.
Insurance-cost finding and evidence request.
Default economics
Interest, indemnities, legal costs, administration charges and sums treated as rent.
Multiple remedies overlap, rates are unclear, or ordinary disputes can create accelerated enforcement exposure.
Contingent-liability warning and drafting task.
Deposit and guarantee
Deposit amount, replenishment, drawdown, release, guarantor covenants and continuing liability.
Release conditions are missing, replenishment is automatic, or guarantee language survives beyond the intended event.
Security-package map and release negotiation point.
Tax and transaction labels
Lease wording that allocates tax, registration costs, premiums, returns, cooperation and post-completion information.
The wrong UK tax label appears, responsibilities are unclear, or data needed for a return is not preserved.
Jurisdiction-specific tax-context warning and adviser verification task.
Exposure labels the report can organise
Recurring rentIndexed or reviewed rentService chargeInsurance recoverySecurity packageDefault costsExit costTransaction data
What is not calculated
Market rent, property value, physical repair cost, actual service-charge spend, SDLT, LTT, LBTT, affordability and accounting treatment remain outside the lease-text analysis.